Hostile Territories covered
Including Passive War
Very competitive terms and conditions
Aspire can offer assistance on a range of programmes including:
Our industry sectors include, but are not limited to:
What do you need?
Group Personal Accident insurance (GPA) provides protection to your employees and their families in the event of death or disability due to an accident. Coverage can be limited to accidents related to your occupation only, or allow for any accident 24 hours a day. Covered events include: • Accidental Death • Dismemberment • Permanent Total Disablement • Permanent Disability Continental Scale Benefits Benefit levels are based on a schedule that you define.
Designed to protect individuals from the risk of kidnapping, often covering other events related to kidnapping, including extortion. In the case of a kidnapping, the policy holder is compensated for money paid as ransom, medical expenses, counselling or for accidental death of the kidnap victim. The cost of an experienced crisis management team, who will be handling negotiations and ransom drop offs, is built into the premium.
Should the treatment of an insured suffering a serious illness or accident not be available locally, a highly qualified and experienced Third Party Administrator will evacuate the insured to the nearest centre of medical excellence. Cover also includes repatriation, so that the insured can continue to get treated and recuperate in their home country. We can also arrange for political and natural disaster evacuation.
Pays for in patient/out patient medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
Providing wage replacement and medical benefits to employees injured in the course of employment in accordance with local laws and regulations.
A protection against the loss of income that would result if the insured passed away. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured.
A policy that pays out if you’re unable to work due to injury or illness. IP usually pays out until retirement, death or your return to work, although short-term IP policies are available at a lower cost. IP doesn’t usually pay out if you’re made redundant, but will often provide ‘back to work’ help if you’re off sick.